Visual Amortization
Home & Personal Loan EMI Calculator
Calculate your monthly home, car, or personal loan installment (EMI) with real-time principal vs interest visual breakdown.
Loan Parameters
Adjust loan amount, interest rate, and duration below.
Ex: 25 Lakhs = 2500000
₹
%
yrs
Quick Loan Presets
Monthly EMI Installment240 Installments
Monthly Payable Amount
₹21,696/ month
Principal (48%)Total Interest (52%)
Total Interest Payable₹27,06,939
Total Repayment Amount₹52,06,939
100% Client-Side Privacy: Your financial and personal calculations execute entirely inside your browser. No figures are ever stored or sent to our servers.
Latency: 0ms (Offline Ready)
Frequently Asked Questions
What is the formula used to calculate EMI?
EMI = [P x R x (1+R)^N]/[(1+R)^N-1], where P is Principal, R is monthly interest rate, and N is tenure in months.