In-hand salary for every CTC
Pick your CTC to see monthly in-hand pay, income tax, PF and professional tax under the new tax regime. Every page shows the full calculation, not just the final number.
FY 2026-27 (AY 2027-28), New Tax Regime
| CTC | Monthly in-hand | Income tax / year |
|---|---|---|
| ₹4 LPA | ₹29,533 | ₹0 |
| ₹5 LPA | ₹37,867 | ₹0 |
| ₹6 LPA | ₹46,200 | ₹0 |
| ₹7 LPA | ₹54,533 | ₹0 |
| ₹8 LPA | ₹62,867 | ₹0 |
| ₹9 LPA | ₹71,200 | ₹0 |
| ₹10 LPA | ₹79,533 | ₹0 |
| ₹11 LPA | ₹87,867 | ₹0 |
| ₹12 LPA | ₹96,200 | ₹0 |
| ₹13 LPA | ₹1,04,239 | ₹3,536 |
| ₹14 LPA | ₹1,06,323 | ₹78,530 |
| ₹15 LPA | ₹1,13,356 | ₹94,130 |
| ₹16 LPA | ₹1,20,389 | ₹1,09,730 |
| ₹17 LPA | ₹1,27,408 | ₹1,25,507 |
| ₹18 LPA | ₹1,34,008 | ₹1,46,307 |
| ₹19 LPA | ₹1,40,608 | ₹1,67,107 |
| ₹20 LPA | ₹1,47,208 | ₹1,87,907 |
| ₹21 LPA | ₹1,53,793 | ₹2,08,884 |
| ₹22 LPA | ₹1,59,960 | ₹2,34,884 |
| ₹23 LPA | ₹1,66,126 | ₹2,60,884 |
| ₹24 LPA | ₹1,72,293 | ₹2,86,884 |
| ₹25 LPA | ₹1,78,445 | ₹3,13,061 |
Need a different amount? Use the interactive calculator.
Related tools & guides
Income Tax Calculator: New vs Old RegimeCompare new vs old regime tax for FY 2026-27 with HRA, 80C, 80D, NPS and home-loan interest. See taxable income, cess and how much each regime saves.Freelance & Consultant Rate CalculatorWork out your freelance hourly rate in rupees from target income, expenses, taxes and realistic billable hours — plus day and project rates.Percentage & Discount CalculatorFind X% of a number, percentage change, exam percentage, discounts and tax-inclusive prices instantly — with formulas and worked examples.Free ATS Resume Checker & Parser 2026Check your resume against applicant tracking systems used by Indian IT companies and MNCs: keywords, action verbs, impact and structure. Private, in-browser.New Tax Regime FY 2026-27: Slabs, ₹12 Lakh Rebate & In-Hand Salary (Worked Examples)New tax regime slabs for FY 2026-27 (AY 2027-28), the ₹75,000 standard deduction, the ₹12 lakh Section 87A rebate, marginal relief, and exact in-hand salary for CTCs from ₹8 to ₹25 lakh.HRA Exemption: How to Calculate It, Rules and Worked Examples (FY 2026-27)How HRA exemption under Section 10(13A) is calculated, which cities count as metro, the documents you need, Section 80GG if you get no HRA, and whether HRA makes the old regime worth it.SIP vs FD vs PPF: Returns, Tax and Risk Compared (FY 2026-27)How a mutual fund SIP, a bank fixed deposit and PPF compare on returns, tax, risk, lock-in and liquidity — with ₹10,000 a month for 15 years worked out for each, before and after tax.